Buy Now - Pay Later
Pay now, or pay later.
A fine rug is an investment — and paying for one shouldn't require paying all at once. Alongside standard payment, we offer trusted South African instalment options at checkout, all interest-free when paid on time. Choose the plan that suits your budget.
- Split your purchase into 2, 3 or 4 equal payments — the popular Pay in 4 runs over six weeks
- First payment at checkout, the rest collected automatically
- Always interest-free; quick automated approval
- Best suited to purchases up to around R15,000
- Three equal monthly instalments, 0% interest and no hidden fees
- No credit check — approval is quick and simple
- A longer Pay in 12 option is available for bigger purchases (small interest applies)
- Manage everything in the PayJustNow app
- Two payments aligned to your pay cycle, or three smaller instalments
- No deposit required and no interest
- Fast approval via a soft affordability check — no hard credit enquiry
- Suited to smaller purchases and accessories
All instalment plans are provided and approved by the payment partners, subject to their terms, limits and eligibility checks. Late or missed payments may incur fees set by the provider. Availability of each option is shown at checkout. Please spend responsibly — only commit to instalments you're comfortable repaying.









